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Guides

The complete employee stock option starter guide

If you’re brand new to stock options and looking for a quick introduction to the topic, this starter guide is for you.

The complete guide to exercising employee stock options

Our goal is to help you make an informed decision about how, when, and if it makes sense to exercise your stock options.

The complete guide to employee stock option taxes

If you’re a startup employee earning stock options, it’s important to understand how your stock options are taxed.

Incentive stock options (ISOs) and taxes: the complete guide

An in-depth resource on ISO taxes and strategies — written in plain English — with helpful visualizations.

Non-qualified stock options (NSOs) & taxes: The complete guide

An in-depth resource on NSO taxes and strategies — written in plain English — with helpful visualizations.

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The complete employee stock option starter guide

If you’re brand new to stock options and looking for a quick introduction to the topic, this starter guide is for you.

Can you avoid AMT on ISO stock options?

Non-qualified stock options (NSOs) & taxes: The complete guide

Calculate the value of your startup stock options

Incentive stock options (ISOs) and taxes: the complete guide

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Tools & Calculators

Get a customized look at your equity

Stock Option Tax Calculator
See the costs to exercise your stock options, including taxes, based on your company's current valuation.
Calculate exercise tax costs
Exercise Timing Planner
Compare the difference in costs and future gains between exercising your stock options now versus waiting for your company to go public.
Decide when to exercise
Stock Option Exit Calculator
See how much you might potentially bring home if your company IPOs or exits.
Calculate potential gains
AMT Calculator
Calculate how many incentive stock options (ISOs) you can exercise in a calendar year without paying alternative minimum tax (AMT).
Calculate AMT
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For most, exercising stock options ranks as one of the top lifetime expenses. It’s a big decision and we’re here to help -- from equity planning to stock option financing.

Calculate exercise costsLearn about non-recourse financing
  • Tools to help you understand your equity
  • Personalized 1:1 guidance from equity strategists
  • Low-risk financing to buy your options
  • No need to pay back until your company exits
  • Tools to help you understand your equity
  • Personalized 1:1 guidance from equity strategists
  • Low-risk financing to buy your options
  • No need to pay back until your company exits

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Secfi Advisory Limited and Secfi Limited are regulated by the Securities and Exchange Commission as exempt reporting advisers, providing non-discretionary investment advice to private funds. Specifically, each Adviser serves as a non-discretionary sub-adviser to certain pooled investment vehicles (each, a "Fund") managed by a third-party manager (the "Fund Manager"). Each Fund has been or will be formed by the Fund Manager for various purposes, including but not limited to, acquiring exposure to the stock ("Shares") of late-stage and growth-stage private technology companies ("Companies") held by the employees of such companies who are seeking liquidity ("Shareholders"). The Advisers provide investment management services to the Funds on a non-discretionary basis solely with respect to the recommendation of certain Personal Securities Contracts in order to facilitate each Fund’s desired exposure to the relevant Companies. Such advisory services performed by each Adviser are limited exclusively to recommending, arranging and negotiating Personal Securities Contracts on behalf of each Fund. The Advisers do not have discretion to make investments on behalf of a Fund save for recommending Personal Securities Contracts consistent with the general strategy and investment guidelines of a particular Fund. Accordingly, the Funds are the Advisers’ clients; Shareholders are not customers or clients of the Advisers. The Advisers do not provide any type of investment, securities, tax, or brokerage advice or services to the Shareholders in any capacity. Additional information can be found in the Secfi Securities Regulation Best Interest FAQs here.

Personal Securities Contracts are brokered by Secfi Securities, LLC, member FINRA / SIPC and you are encouraged to read our Customer Relationship Summary. As used herein, "non-recourse" means that a Shareholder is not personally liable for the difference between the value of the advance made to Shareholder and the value of their applicable equity upon an issuer liquidity event, or absence of such event. Terms and conditions apply as detailed in each Personal Securities Contract.

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This information is provided by Secfi for educational and illustrative purposes only and is not considered an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security. All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. As private securities, Personal Securities Contracts are highly speculative, may be less liquid than public securities, and you should discuss the objectives and risks with your investment, tax, and legal advisors before investing.

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