We've helped employees from leading companies
Designed to help limit your personal risk
You retain ownership of your shares
We provide with the cash you need. You retain full ownership of your shares.
No personal recourse. No personal assets on the line
You only owe the amount financed plus a fee when your company goes public or gets acquired.
No repayment until liquidation event
You don’t pay anything until your company goes public or gets acquired. And if you don't, you never have to pay it back. Really.
What to expect
Your situation is unique. During your intro call, you’ll meet with an equity strategist who will get to know you and understand your needs.
Your proposal outlines the potential outcomes, associated costs, and fees for the financing. The proposal aims to provide you with a clear picture of the potential benefits and obligations involved so you can make an informed decision.
We’ll provide a contract that outlines the terms and conditions of the financing. This step formalizes our agreement and ensures transparency about the process and expectations.
Depending on your specific situation, we will either wire the funds directly to your company to cover exercise costs or transfer them to you for liquidity or to pay your taxes.
Submit your interest in less than a minute
- Check your company’s eligibility
- Discover if we’re the right fit for you
- Rest assured: Your request is confidential
Our financing adapts to your liquidity needs
Option Exercise Financing
Get the funds to exercise your options, including taxes
- Become shareholder ahead of an IPO
- Retain your shares and benefit from potential future upside
- Start the clock on long-term capital gains
Liquidity Financing
Get liquidity for discretionary spending
- Access to funds for a current financial need
- Retain your shares and benefit from potential future upside
- Obtain liquidity without triggering a taxable event.
What our clients are saying
Testimonials are specific to an individual Client’s experience and may not be representative of all Clients. Unless otherwise indicated, Clients offering a Testimonial do not receive compensation and their statement does not present a conflict of interest.
Financing allows you to act today without selling your shares
Here's who you'll work with
Vieje Piauwasdy
Senior director of equity strategy
Natalie Cook
Client & Investor Operations Manager
John Klingler
Senior Manager, Equity StrategyHere's what people are asking
It depends on several factors, such as your desire to retain share ownership, the availability of a secondaries market for your company shares, company policies on transfers, and whether you need funds to exercise your options. If unsure, our equity strategists can help you decide.
Anyone can submit a request, but we typically work with later-stage companies. Ideally, you hold equity in a company expected to exit within a few years., with $150M+ ARR, and $1B+ valuation. We encourage you to submit a request so our team can review your eligibility.
Secfi generates revenue through fees associated with our services:
- Secondaries: 5% transaction fee for brokering the deal and supporting you throughout the process.
- Financing: 5% platform fee, an Advance Rate (similar to interest) , and Equity Share (based on your stock’s exit value). Specific rates depend on your company and stock options.
Not exactly. We offer non-recourse financing - backed by your stock options, so your personal assets are never at risk, and repayment is only required in case of an exit event.
We hope that’s not the case, but if it happens you owe nothing. No exit, no repayment - simple as that.
Nope. Your shares stay yours, always. We never take control or ownership at any point.
Would you rather sell your shares?
We’ll help you find a buyer for your pre-IPO shares.
Learn more