Not exactly. We offer non-recourse financing - backed by your stock options, so your personal assets are never at risk, and repayment is only required in case of an exit event.

We hope that’s not the case, but if it happens you owe nothing. No exit, no repayment - simple as that.

Nope. Your shares stay yours, always. We never take control or ownership at any point.

Anyone can submit a request, but we typically work with later-stage companies. Ideally, you hold equity in a company expected to exit within a few years., with $150M+ ARR, and $1B+ valuation. We encourage you to submit a request so our team can review your eligibility.

It depends on several factors, such as your desire to retain share ownership, the availability of a secondaries market for your company shares, company policies on transfers, and whether you need funds to exercise your options or are just looking for liquidity. If unsure, our equity strategists can help you decide.

Secfi generates revenue through fees associated with our services:

• Financing: 5% platform fee, an Advance Rate (similar to interest) , and Equity Share (based on your stock’s exit value). Specific rates depend on your company and stock options.
• Secondaries: 5% transaction fee for brokering the deal and supporting you throughout the process.