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Secfi Loans

Exercise or get liquidity from your stock options with fixed payment loans

Secure the cash you need to cover your exercise costs, and more -- along with one-on-one guidance from a certified Equity Strategist.

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Benefits

Designed for startup employees

We do things differently around here

Higher loan maximums

Most personal loans max out at around $100,000. We know the nature of startup equity often deals with figures much higher, which is why our loans can extend up to $10 million.

Two ways to pay

You can choose from two fixed payment options: monthly interest-only payments with a lump sum payment at the end of term, or monthly payments of principal and interest.

The Details

Features and payment terms

Fixed payments

All payment plans are fixed (meaning no compounding interest) and allow flexible terms to fit your unique timeline.

No prepayment penalties

Should you choose to pay back the loan earlier than planned, there will be no prepayment penalties.

Credit qualification

In order to draft a lending proposal, we'll run a soft credit check to determine eligibility. If you choose to move forward with the loan, we'll then do a hard credit pull.

We'll help you choose what's right for you

  • Sign up to add your equity details
  • Request financing
  • Review your situation and proposal with an Equity Strategist
  • Secure loan
  • Sign up to add your equity details
  • Request financing
  • Review your situation and proposal with an Equity Strategist
  • Secure loan