Own your options, on your terms
You retain full ownership of your shares, no matter what, so you can take advantage of potential upswings in value.
We can review requests and provide financing or loans in as few as three days, if approved.
Our team of equity strategists specializes in factoring equity into your broader financial goals.
Choose between financing where you pay later or a loan with monthly fixed payments.
Own your stock options without paying out of pocket -- or at all -- until your company exits.
Pay back only if your company exits, such as an IPO
We cover all exercise costs including taxes — if there’s no exit, you don’t pay it back.
Minimize tax costs by financing early
Get ahead of any potential increase in exercise tax costs and start the clock on long-term capital gains.
Maximize tax write-offs
You may be able to deduct our fees from your tax return after you’ve repaid.
Two ways to exercise your stock options - Secfi Financing or a Secfi Loan
With financing or a loan, exercise stock options your way.
Get the cash you need to cover your exercise costs -- and more -- with monthly payment loans.
The only loan designed for startup employees
Upon applying, we'll factor in the value of your stock options, making it possible to offer more than traditional personal loans, for those that are approved.
Fixed payment amounts
All payment plans are fixed (meaning no compounding interest) and allow flexible terms to fit your unique timeline.
No prepayment penalties
Pay off your loan at any time at no additional cost.
Find out how much you need to cover your exercise costs
This is a huge responsibility because if I do it right, it impacts my children and their children. Financing with Secfi is a no-brainer because you can’t lose.